Easy Loans

• Door Step Service.
• Personalized service through trained staff.
• Convenient and simple documentation.
• Competitive Rates.
• Insurance cover against death and permanent disability (conditions apply).

Requirements

• Duly completed signed application.
• A copy of valid National Identity Card (NIC) and on the absence of the NIC, Driving License/Passport should be provided (which carries the NIC number)
• Electricity bill, water bill, fixed line phone bill, G S Confirmation for resident proof.
• Current account statement and savings account statement (other banks) or purchase or sales bills for confirm cash flow.
• HNBF Saving account statement.
• Copy of business registration (if applicable)
• Recovery methods – doorstep/ slips transaction/ cheque payments/ standing orders.
• Estimate & Quotations for Purchasing.

Terms and Conditions

Our terms and conditions are subject to change. Therefore, we advise you to contact your nearest
HNB FINANCE branch for the latest information and prevailing terms and conditions.

• Owner of a Savings Account in HNBF.
• Customer with current accounts which was maintained for the last 2 years
• Loans granted to only existing business.
• 5% to 10% of compulsory savings for the loan amount
• Minimum loan amount Rs 100,000 and maximum loan amount will be Rs.10,000,000. (maximum amount can be changed with the approval of the credit committee)
• Two guarantors or mortgage (land or vehicle).
• Repayments up to two years. (weekly or monthly)
• Loan grant via cheques/ direct payment to supplier/ to HNBF saving account or to any saving account of the customer.